Wednesday, November 18, 2009

Medicare Open Enrollment


Medicare's Open Enrollment started last week and continues through December 31. It's time to review all of the options for your elders in their health care options. Medicare has a great setup on their site to explain the differences and provide comparisons.

Each plan can be confusing and each one gives you some great propaganda. Secure Horizons ran a campaign a few years back promising everyone in the local senior "village" that they would have lifetime coverage if they needed a nursing home under this plan. Of course they didn't mention that "lifetime" span had to be their last couple of weeks on earth! So be sure to read the small print and ask lots of questions. The choice become effective Jan.1 and can't be changed until next year.

Look into options for medications, equipment etc. There are varying amounts of copays and coverage rules under each plan.